Wednesday, April 22, 2015

2015: Quarter 1: Martin County Real Estate Statistics. WHATS GOING UP!!?

Are you interested in BUYING or SELLING?
I specialize in Jensen Beach 34957, Stuart 34994 or 34996

Melissa Conrad, P.A., Realtor, ABR, CIPS
Atlantic Shores Realty Expertise
(772) 240-2589
Turning Dreams Into An Address...
Jensen Beach, Port St Lucie, Stuart, Palm City, Hutchinson Island, Florida


Moving. Just the word conjures up images of heavy boxes and furniture—excitement and headaches. We realize that it takes tremendous effort to move. So to help ease your moving experience, consider these tips and helpful resources.


Your move may be simple or complex, depending on your situation, including how much you own, how far you’re moving, and how many people are moving with you. In any case, it’s a good idea to start with a thorough moving checklist that covers all the possible bases, including important time frames.
Get a FREE MOVING CHECKLIST which is included in our free "Home Buyer’s Toolkit" that you receive FREE when Melissa Conrad, P.A. is your Realtor. As you review the checklist, you’ll also find that these additional resources provide valuable shortcuts:

Melissa Conrad, P.A.,Realtor ~ Atlantic Shores Realty Executives
(772) 240-2589
Turning Dreams Into An Address...
Jensen Beach, Port St Lucie, Stuart, Palm City, Hutchinson Island, Florida


Selecting the right moving company is a critical step. You’ll want to be sure you understand all the costs and options involved. Start by asking friends and families if they have any recommendations. Plan to interview at least two companies for estimates, which should be cost- and obligation-free. Your buyer’s representative may also be able to suggest reputable moving companies in your area.
Deciding which moving company is right for you involves three key steps:


Call movers and schedule interviews as soon as you know when the actual move might take place, especially if you’re moving during a peak moving period, which includes:
  • The first or last few days of each month—this is when most closings take place
  • Holidays—especially those coinciding with school vacations
  • Summer months—since most families try to schedule a move between school years


Moving companies should agree to visit your home and provide a written estimate. Ask whether this estimate is binding or non-binding, so you know whether they will still honor it later, when you actually make your move. Also insist that the estimate provide as much detail as possible, so you can make better comparisons with other estimates.
Local moves. If you’re moving within a local or regional area, the estimate will probably be based on an hourly rate, depending on how many workers are needed and how much time it will take to pack (if you want this done for you), load, transport, and unload your possessions at the final destination. Interviewing at least two companies will give you a more accurate picture of just what your move will entail and how much it is likely to cost.
Out-of-state moves. If your move is out of state, estimates will be based on the distance of your move and the projected weight of your shipment. To provide you with an accurate estimate, movers will need ample time to walk through your home and inspect each room, as well as all storage areas, viewing everything that will be going to the new location.
Many factors can influence the price of your move, including how many optional services you require, such as:
  • Packing and unpacking—Are you willing to do this yourself, or would you prefer to pay professionals to pack some or all of your loose items?
  • Boxes—Most movers will sell you new boxes. Prices vary by company. Ask about used boxes, since some movers offer these too at a reduced cost.
  • Special handling—If you have unique, heavy, or delicate pieces, such as a piano, large exercise equipment, or antique furniture, you may need to pay more for special handling.
  • Special packaging—Movers may recommend that certain pieces be packed in wood crates. Check the cost versus the advantages of this choice.
Insurance. Most movers have some level of liability insurance. You may, however, want to investigate additional insurance coverage, since it’s not uncommon for objects to be damaged during a move.
If you want these or other services, make sure you tell each moving company to include them in their estimate.


Several factors will affect your final decision:
  • Price—While this may seem straightforward, it may take some effort to accurately compare prices, since weight estimates will likely differ by mover, as will prices on individual services.
  • Availability—If you move during a peak time, you may find yourself coordinating your move with your mover’s schedule, rather than your own.
  • References—Request and contact references beyond the letters of recommendation that you should be offered in the interview. If you want to do a little more research, call the Better Business Bureau or the State Attorney General to see if any complaints have been filed against the company.
  • Customer service—The person who provides your estimates will probably be your key contact leading up to and during the actual move. Are they experienced, confident, a good communicator, and seemingly interested in satisfying your needs?
More Moving Tips >>

Melissa Conrad, P.A.,Realtor ~ Atlantic Shores Realty Executives
(772) 240-2589
Turning Dreams Into An Address...
Jensen Beach, Port St Lucie, Stuart, Palm City, Hutchinson Island, Florida

Tuesday, April 21, 2015


While all investment decisions carry a certain degree of risk, purchasing and managing rental properties can be far more lucrative and secure than investing in the stock markets or other asset classes. With housing prices still relatively low – and rent prices on the rise – many new investors are choosing rental property ownership over other types of investment options. Before writing that big check, however, it’s important to consider all of the costs associated with purchasing and managing one or more rental properties.

The purchase and sale

For your investment to be worthwhile – and to get a jump on turning a positive cash flow – you need to find a good deal, whether or not you’ll be taking out a mortgage. This seems pretty basic, but it’s also where a lot of new investors make the mistake that ends up damaging their ROI for the entire holding period.

Research the market

You or someone you trust must know the local market. You need to accurately determine the prevailing rents and the expectations for continued rental demand. The local economy, major employers and other factors all influence how many, and what types of renters will be seeking homes.

Get a good deal upfront

Every successful investment begins with a smart purchase. Whether you’re doing your own property-finding and negotiating or using one of the turnkey rental property companies, you must buy below current market value. If you’ll need to rehab the home, make sure you run the numbers and know your total costs for supplies and labor, and factor in the rental income lost during the rehab period.

Account for transaction costs

You can deduct them at tax time, but always consider real estate commissions and other upfront costs of purchasing and transferring ownership. And, remember that these costs don’t just apply to the purchase: When you sell that appreciated asset, there will be a chunk coming out of your take-home for these costs as well.

Costs of ownership

The types of expenses that apply to your rental property may vary, but this list should help you cover most of your bases when budgeting the amount of rent to charge and forecasting your expenses. Expenses are normally deductible, but you first have to pay them! Costs of ownership include:
  • Mortgage payment
  • Taxes
  • Insurance
  • Property management
  • Marketing/advertising
  • Legal fees
  • Accounting
  • Maintenance
  • Repairs
  • Budget for major improvements (these may need to be depreciated rather than deducted)
Before you purchase a property, you must take some time to estimate these costs as accurately as possible. Even if you plan to manage the property yourself, you should still consider the cost of management; many landlords find that, at some point, they don’t have the time or motivation to self-manage, so it’s wise to budget for that contingency. If you do self-manage, you should pay yourself for management.
Once you have a  handle on all of the costs of ownership, you’ll be in a better position to determine and negotiate a purchase price that will enable you to cover costs and maintain a positive cash flow.

Tax considerations

As I mentioned above, you can normally deduct all costs of ownership and management. You also get a bonus with a depreciation deduction. Although IRS guidelines may change, 29.5 years is the current depreciation lifespan. Depreciation applies only to the structure, not the land; if your structure is valued at $100,000, you divide that amount by 29.5 to come up with a deduction of $3,390/year. This is money you didn’t spend out of pocket, and you get a deduction line item.
Another tax benefit for rental property owners is the 1031 Exchange. This IRS provision allows the investor – with very strict rules and limitations – to sell a property and roll the proceeds into another investment property without paying capital gains taxes (they are deferred until final liquidation). This helps rental property investors build large portfolios over many years, avoiding capital gains taxes along the way.
Rental property ownership can be a profitable investment strategy, but before diving in, do the math. You’ll not only want to make sure your initial numbers are correct, but also account for future variables to ensure a long and prosperous source of cash flow.

Melissa Conrad, P.A.,Realtor ~ Atlantic Shores Realty Executives
(772) 240-2589
Turning Dreams Into An Address...
Jensen Beach, Port St Lucie, Stuart, Palm City, Hutchinson Island, Florida

Monday, April 13, 2015

What is the Value of a Digital Home?

What is the Value of a Digital Home?
By John Bodrozic, co-founder of HomeZada

In 2014, over five million homes were bought and sold. And according to the Census, there are about 120 million homes in the US, of which approximately 70 million are full-time owner occupied.
A "physical home" has been well understood for probably a few centuries. People intuitively know that a physical home is made up of various structural materials, building materials, equipment, fixtures, and finishes. The real estate process and well defined property laws transfer ownership of these physical homes from one person to another, and the insurance industry insures not only the physical home, but the physical possessions in it.
But the last 40 years has introduced us to a "digital" world that is interconnected via the internet. So we should ask ourselves the questions of what a "digital home" is, and what the value of a digital home is during the three phases of the homeowner lifecycle--owning, selling and buying a home.
A digital home is a collection of all the digital data about a home. This digital data is photos, documents, videos, and other information about the home and all the equipment, materials, fixtures, finishes and appliances. There are many parts and pieces of a physical home that have a corresponding digital representation of those assets.
Once a digital home is aggregated into a computer system, then it can become very valuable to a homeowner. The digital home could then proactively remind homeowners of various home maintenance tasks required to keep the home and its fixed assets operating efficiently, safely and providing a healthy living environment. The digital home could also help ensure that the proper amount of insurance is covering those assets.
Homes also go through many upgrades, remodel and fix-it projects. The original components of a home wear out, or a new homeowner wants to change or add to the original structure. Keeping track of the digital data about new products, equipment and finishes during projects can also help the homeowner during tax time and for future re-sale purposes.
Imagine a homeowner who decides to sell their home. During themarketing of their property, they could share the digital home with potential buyers online. Surveys from NAR and others say that buyers predominately start researching homes to buy on the internet and are demanding more and more information. Just look at used car sites where a lot of digital photos and a digital version of the car's history is being used by buyers to help in making buying decisions.
From the seller's perspective, could this digital home help sell the home for a premium price? If two of essentially the exact same homes were for sale and one had a digital home history and the other did not, would one sell for more or quicker than the other? Could a real estate agent differentiate a property with a complete digital home in their online marketing efforts?
From a buyer's perspective, would a digital home reduce the research and decision time on whether to make an offer or not? Would it help build confidence that the home has been well maintained? Would it help if the buyer got their own copy of the digital home profile to help them manage and maintain their home?
There are many industries that are going through a transformation of having a digital copy of the physical world. A great example is introducing the concept of digital health records that is a representation of your body and all the different characteristics and tests of the biological systems in it. Various models of a digital home are already underway, and it will have tremendous value and transform the home and real estate markets.
To view the original article, visit John Bodrozic's blog.

Melissa Conrad, P.A.,Realtor ~ Atlantic Shores Realty Executives
(772) 240-2589
Turning Dreams Into An Address...
Jensen Beach, Port St Lucie, Stuart, Palm City, Hutchinson Island, Florida

Sunday, April 12, 2015

COMPLETE REMODEL! Beautiful 4 bedroom 2 bath Single Family house in Torino, Port St Lucie 34986

5230 NW North Lovoy Cir
Port St Lucie, FL 34986
Beautifully Remodeled Ready NOW!
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Melissa Conrad

Mobile: 772-240-2589:
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Price : $213,900.00
Bedrooms : 4
Bathrooms : 2.00
Square Foot : 2,750
Lot Size : 10,890 sq.ft.
Community : Torino
County : Saint Lucie
Property Type : Single Family
Year Built : 2005
MLS Number : RX-10127006

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Property Description
Beautiful completely updated home in Torino, Port St Lucie, Florida! Single Family Detached 4 Bedrooms, 2 bathrooms, 2 car garage, beautiful large fenced yard. Inside there are NEW wood cabinets throughout with granite counters, NEW stainless steel appliances, NEW tile and wood floors, crown molding, just painted inside and out, open bright split floor plan. Move in ready! No homeowner associations / restrictions.

CALL ME TODAY to see this beautiful single family home or for more details:
Melissa Conrad, P.A., Realtor
(772) 240-2589
Atlantic Shores Realty Exec.
Features List

  • Granite Thru-Out

  • Wood Cabinets

  • Crown Molding

  • Tile Floors

  • Wood Floors

  • Fenced yard

  • Covered Lania

  • Stainless Appliances
  • Equal Housing Opportunity.
    Atlantic Shores Realty Executives : 1625 N. Federal Hwy - Stuart, : 772-240-2589

    Thursday, April 9, 2015

    OPEN HOUSE Tradition Beauty! 10960 Joseph Lane, Port St Lucie, FL 34987


    10960 SW Joseph in Bedford Park Tradition Port St Lucie 
    3+ Den, 2 bath, 2.5 car garage. Model Perfect! 

    OPEN HOUSE THIS WEEKEND 4-11 from 12-3. Come by!

    Melissa Conrad, P.A.,Realtor ~ Atlantic Shores Realty Executives
    (772) 240-2589
    Turning Dreams Into An Address...
    Jensen Beach, Port St Lucie, Stuart, Palm City, Hutchinson Island, Florida